Information is like water! Live own priorities, the use of and not privatized "Therefore" is ... war! Not a privilege, but the throughput requirement and the "source" that produces and "thirst" that will consume. The path passes ... 40 waves but always ends where "her" ... must: the crisis of the reader and not the ... SYSTEM.
The green light to the bill for the settings halogena of household loans to be filed in the coming months in the House finally gave the European halogena Central Bank (ECB) with the observation that there should be strict monitoring throughout the duration households will have benefited settings . Specifically, in its opinion, the ECB does not object in relation to the arrangements knowledgeable debtors who are unable due to lower income. The forwarding settings halogena involving employees and retirees in the private and public sectors, halogena as well as freelancers as employees and unemployed persons halogena whose annual net income from any source up to 25,000 euros, since this income has dropped more than 20% compared to 2009. The grace period will be 48 months, 4 years and the monthly installment to the bank should not exceed 30% of net monthly income and includes interest and part of the capital. The interest rate in this case will be the contractual interest rate of the loan. The loans to be regulated should not have become due and should be mortgage for the first residence. It will also take into account the overall financial status of the borrower, to join in the settings. However, more favorable will be the arrangements for households with incomes below 15,000 euros, for which predicted that the rate would be 1.5% (base rate + 0.75 ECB). Also for the unemployed (registered in the Employment) with only income unemployment benefits will be provided in addition, the possibility of zero payments in full discharge halogena of interest for a total period of six months within the grace period. In terms of over-indebted halogena households in the opinion of the ECB notes that "welcomes the draft provisions," but pointing to the Greek government that the proper implementation of the new legislative framework requires adequate resources, and the establishment of effective procedures for the purposes of court settlement. Recall that the promoted halogena bill settings include: improving the efficiency halogena of-court settlement with the provision that it is sufficient agreement of creditors representing 50% +1 of the requirements of the debt and not full consensus (100%) requiring up today . It also provides for installment payment of the application subjection to rules without delays due to the proceedings, with the amount halogena paid can be offset against the setting will ultimately decide halogena on the Court. Finally, it eliminates the process halogena of court settlement and establishes the institution of mediation to accelerate court settlement of debts of highly indebted households. Source: in.gr
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